Should you sell your invested money for less

It’s been decades since the market has seen this kind of turbulant waters and hundreds of thousands of investors have lost millions and some have lost almost nothing to bat a eye at but what have you really lost and if your young the good thing is you still have plenty of years before retirment and all that time to invest further and make back your losses overtime.

The more the stock market scouts say sell, it’s my belief that one should buy as much as they feel they could possibly stand to loss if it does decide to turn out ugly. Thousands of folks out there made there whole fortune off of listening to the negatives about thousands of companies and all in the same moment lost millions of dollars as a group but what happens when everyone sells and companies no longer have the capitol to increase R&D or purchase things to keep the growth in a upward trend.

Companies fold and prices begin to skyrocket cause of greed amongst manufacturers looking to gain off the trend of we have it and well competition no longer exsists and if you want it, you’ll pay the price to get it won’t you.

Like i’ve said in most all my prior posts buy, buy, buy Freddie Mac. Buy, buy, buy Fannie Mae. You know and the world knows that in the next 10 years these companies even though government owned now will prosper and regain some tremendous value. What I don’t see is the government allowing these companies to fail. To much of your money is invested even though you don’t see a dividen check from it.

Hopefully as the new president Barrack obama takes his seat at the helm we can see a upward turn, even though it will take some serious measures to pull the slumping economy from the grips of a full blowout depression I feel the new president will stabilize the economy to a more managable market.

Credit sources are said to be unfreezing but this has yet to be seen as a stabilizing effect and will take sometime to show any true signs of relief in the global and United States market.

Will the democrats help economy in turbulant times

Will the democrats help the economy pull back from turbulant times. We all ask the same question daily and wonder if and when the democrats take control of congress and the presidency if they can bring forthe the change they proudly boast of throughout the presidential campaigne.

We all share same and different opinions in the political process. We share disagreements, but the one thing we share the most in common is, we need change now not later on down the road. The stimulus packages sent out over the summer were far from what was needed to boost the failing economy. The small amounts most folks recieved were only good enough to slow the current turmoil for a few months but no answer for long term stability.

It was my belief that more money needed to be shelled out per a household instead of the max of $1800.00 and the ones who got the biggest checks seemed to be the one’s who made $60,000.00 or more a year with a family. What I never understood was why the bigger bracket of earners got much more verses the lower bracket under $60,000.00 got around $1200.00 what was the termanology that drove the stakes to put more money into the hands of the money makers verses the man who might have liked to purchase something he couldn’t afford normally.

Making $60,000.00 you can do a lot of things one who makes $35,000.00 can’t afford to let loose on. Was it the fact that rfolks who make more spend more shrivilously and the one that makes little commands a more role in banking or what. When free money comes this way most everyone spends about 50%-70% of that extra money and banks a small portion to have for a bill later on down the road.

The bailout of $700,000,000,000.00 created to buy up bad debt from a lot of failing financial institutions and mortgage firms was what could be good but yet again those folks still lost homes and it did nothing to save there money they already spent in purchasing the home they lost. They still lost bigtime. What should have been a bailout saved the CEO’s that still walked away millions richer and were able to walk away scott free from there poor decision making and still be comfortable doing so.

At most the bailout plan should have been broken down into different packages. One for the mortgage market, one for the public market and one for the indiviuals who made less. If Americans would have recieved a $5,000.00 stimulus check, that might have saved thousands from losing everything they had invested in buying that new home. It could have paid the mortgage for a few months while the saved up a bit to help with the next months bill.

There was many different scenario’s that could have played out to help many sectors but the wrong sector got rewarded for miss-deeds and wrong doings and they walked away free doing so and totally disrupted the whole economic market.

Give your opinion on your views of the bailout and how things might have been handled differently.

Freddie Mac or Fannie Mae Will It Happen

Fannie Mae and Freddie Mac were once huge mortgage companies that helped the less fortunate in getting financing for homes that a normal bank wouldn’t just loan out money to. Giving them downpayments to purchase a home or some kind of financial help to be ablt to obtain the home they so daily dreamed of walking into, to call there own verses renting but in the market of mortgages as it fell out fast both these traded companies went severly on the negative side of the market and lost massive amounts of money due to purchasers over extending themselves, picking bad loans and mortgage brokers falsifying documents to put folks into home they knew they couldn’t afford sending the market into utter chaos fast.

Knowing the United States government they realize failure as not happening and we’ll do whatever it takes to make sure we stay a float and ontop of the game. They sunk billions of dollars, taxpayer dollars i might add into thes companies in hopes of leveling out the credit market and keeping the windows od credit available for folks to purchase homes and keep the financial marets moving forward instead of tightining up the credit lending creating panic throughout the country.

It’s my opinion but most will turn a eye at it and say your crazy and insanely stupid but like I said my opinion take it for what you feel it may be worthe to you.

I think these two companies are a decent investment to drop not a fortune but maybe a few hundred or few thousand into and see where it goes. We know it’s only money and it’s only weorthe something if the economy grows and prospers.  A lot of fortunes were made from penny stocks people dropping thousands of dollars into small companies and in return years later these companies grew to be something huge in the market and neted them millions of dollars.

All though it could take time for the mortgage industry to regain it’s glory, we know it will happen but no for sure date set to know the time in which it will begin to level and rise again to the top. I sunk $500.00 dollars into Freddie Mac back when it dropped to $.50 i’ve doubled my money but I plan to see that as a drop in the bucket but when and if it rises back my mere 1,000 shares could net a nice return as the market begins to go back up. Just a rise of $20.00 would net me $20,000.00 off my $500.00 investment. We know it will rise but it’s just a waiting game like life. We wait for the right opportunity to present itself and we jump aboard the train in hopes that the big payout happens.

I feel these two stocks are worthe investing in. I feel that the folks who do jump aboard now while it’s low will financially set themselves for there future retirement. Regardless of the market guru’s opinion to sell and steer clear, not every tom, dick and harry with a degree can always be right and if Warren Buffet says invest well he’s the billionaire and he didn’t get there by listing to folks all the time. He took his ability to manage money and turned it into a powerhouse of sucess.

Circuit City Closes 155 stores releases 17% Workforce

Circuit City announced November 3rd 2008 that it plans to close 155 stores which will displace 17% of it’s workforce into the unemployment lines this month. Circuity City was warned by the federal trades commission that it’s stocks value had fallen below the contractual $1.00 a share it set when it became a public traded company and was threatened to be delisted if it’s share value didn’t increase.

Will this spell the end to circuit city being delisted from the NYSE or will the closing of the 155 stores help regain some small vaue back into it’s flatlined stock price.

Circuit City sales have been declining over the past couple years and many things have been tried to recucitate the failing company through releasing it’s head CEO and replacing with a new one but with the slowing economy and in the progress of a depression will the store ever regain any momentum to further on there business.

Through reading comments as to the service provided by Circuit City and posts from the store failing it’s customer base will circuit city weather the storm or simply fall off the NYSE and dry up to a pile of what could have beens.